NCOFCU-26

Start your day with hot breakfast, and the opportunity to build stronger connections with your peers from credit unions across the country.

We are so excited to have you all here and to share with you the amazing things we have planned. We have a great lineup of speakers, workshops, and activities that will help us all learn more about the topics that matter most to us.

We hope that this conference will be a place where we can come together to share ideas, learn from each other, and build relationships. We also hope that it will be a place where we can find inspiration and motivation to take action in our own lives.

So let's get started! Let's make this an amazing event and create something special together.

Fire Dept. Honor Guard

Each exhibitor will have a few minutes to tell you about themselves and invite you to their booth.

Strategic Scenario Planning in Uncertain Times: Because Nostradamus Retired EarlyIf you’re serving on a credit union board, congratulations. You’re a volunteer who willingly signed up to guide an institution in a world that looks like a badly written dystopian novel. Pandemics, inflation, talent shortages, tech disruption, AI deciding it wants your job—these are the plot twists. And, spoiler alert, you don’t get to close the book and walk away.

That’s why “strategic scenario planning” has become the new hot buzzword in board governance circles. Don’t worry: this isn’t another corporate fad, like “synergizing our holistic mindfulness KPIs.” Scenario planning is simply what happens when you admit you don’t actually know what the future holds (and yes, your strategic plan still pretends otherwise). It’s about creating structured “what ifs” so that when life happens—and it will—you’re not left blinking into the boardroom’s fluorescent lights saying, “Well, nobody could’ve seen this coming.”

TIM Transform Inspire Motivate
Tim Harrington, CPA RET
President, Timothy P. Harrington, Inc. dba TEAM Resources
[email protected], [email protected]
Office: 520-290-5721 Fax: 520-290-8378 Cell: 520-906-7501

A comprehensive economic update as we approach 2027, and what looks like massive political shifts. This session will explore the latest economic trends, regulatory developments, and market dynamics that could impact the financial landscape this year and beyond. Gain valuable insights to guide your strategic planning, manage risk, and seize opportunities in a rapidly changing environment as Curt addresses:  

• The Economic Outlook
• Interest Rate Forecast
• Credit Union Industry Trends
• Data Driven Advocacy

Steven Rick
Chief Economist
TruStage
Insurance | Investments | Technology
 Named by Forbes as one of America’s Best Insurance Companies 2024.
O 608.665.5454 | M 608.692.2083
[email protected]

Scott F. Simpson 
Scott Simpson is the president/CEO of America’s Credit Unions, a national trade organization representing the unified voice of the credit union movement and the 144 million members it serves.

Scott has served for more than 22 years in the credit union movement, including leading Utah’s Credit Unions, California’s Credit Unions, and Nevada’s Credit Unions. He is inspired by the power of credit unions to change people’s financial lives and holds a lifelong belief in the power of not-for-profit financial cooperatives.

His mission at America’s Credit Unions is to energize and amplify the life-changing impact credit unions create every day, while also enhancing credit unions’ bipartisan appeal among elected officials and policymakers in Washington, D.C.

Scott has served on the boards of America’s Credit Unions (and legacy organization CUNA) and the American Association of Credit Union Leagues. He also chaired the Credit Union Legislative Action Council (CULAC), and the National Advocacy Fund.

Prior to joining the credit union movement, Scott worked on the staff of Sen. Orrin Hatch, and led the Utah Republican Party. A Utah native, Scott holds a bachelor’s degree in public relations and Japanese from Weber State University and is an instrument-rated private pilot.

Get acquainted with old friends and meet new ones. Exhibits open.

Scam attempts often increase exponentially during the holiday season. Fortunately, it is possible to defeat a scam attempt by familiarizing yourself with the warning signs before you get scammed. FBI Special Agent Rebecca Keithley lists what to be aware of with common scam types.

Subject: Join the Conversation: Board Director Roundtable at the Tucson Conference
Dear Board Member,
One of the most valuable aspects of serving on a board is the opportunity to learn from fellow directors who are facing many of the same challenges and opportunities. At this year's Tucson Conference, we invite you to take part in a dynamic Board Director Roundtable Discussion designed specifically for directors, by directors.
Why We Are Holding This Discussion
Prior to the conference, directors from across our network completed a questionnaire identifying the issues that matter most to them. Your responses revealed several common themes, including:

• Maintaining relevance in a rapidly changing financial services environment
• Membership and growth strategies
• Technology, cybersecurity, and artificial intelligence
• Governance effectiveness and board readiness
• Leadership succession and talent development
• Economic and regulatory challenges
• Strategic partnerships and long-term sustainability

The Roundtable Discussion is an opportunity to explore these topics in a collaborative setting and learn from the experiences of your peers.

In today’s rapidly changing environment, effective credit union leadership requires more than operational excellence—it demands strategic foresight. Understanding how economic cycles influence member behavior, liquidity, lending, and institutional risk is essential for building long-term stability.
History shows that economic disruption is not an exception but a recurring reality. Since 1900, nearly one-quarter of U.S. economic performance has occurred during periods of recession, financial panic, or major market correction. Across the last century, the nation has faced more than 10 significant economic downturns, each contributing to widespread institutional failures and billions in losses.
For credit unions, the ability to engage in IRR/ALM strategies to anticipate these challenges and respond with confidence is a defining advantage.
In this session, we will simulate the key economic pressures that directly affect credit union performance, from deposit migration and loan demand to liquidity stress and credit risk. We’ll walk through how to build scenarios tailored to your credit union's balance sheet and discuss practical, tested strategies to increase resilience and ensure member service continuity in any environment.

An exciting panel discussion on issues & opportunities today & tomorrow!

• Interest rates and issues
• fraud, cyber, phishing training and risks.
• Fin Tech competition
• Non-Interest Income
• Staffing issues
• Digital Currency, the Fed talked about setting up a digital exchange.

Meet the exhibitors and see what they can do for you.

As the sun sets over the vibrant horizon of Tucson we invite you to indulge in a delightful dining experience like no other. The island is renowned for its vibrant culinary scene, featuring fresh seafood, tropical flavors, and a unique blend of cultures that create unforgettable dishes.

Whether you choose a charming restaurant, a cozy eatery tucked away in Old Town, or a lively cuisine spot with local flair, your dinner awaits! Savor the sunset and stars with delicious local specialties, embrace the laid-back vibe, and make memories that will linger long after the last bite.

So go ahead, explore the flavors of Tucson, and treat yourselves to a culinary adventure you’ll cherish. Bon appétit!